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December 18, 2013


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Interesting article. I have tried to open an account with TD Canada Trust in the past and was told the same thing so I declined to do so.


I feel your pain on that. I might regret this long-term, but what I will learn will hopefully be worth it.


I would think that Scotiabank would be less convenient than BMO, CIBC, TD, and RBC due to having fewer ATMs and branches. Already for Cdn customers, it will cost more to make an ATM withdrawal that is external to the originating bank. The sixth Cdn chartered bank is called National. Might BMO have a customer tie-in for its (U.S.) Harris bank customers?


Great question on BMO, especially since BMO Harris is in Chicago. Unfortunately, the banks aren't connected.

I based the Scotiabank availability based on where I normally am in Canada. And I have used their ATMs with my U.S. card.

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